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LRI – the key to commercial recovery when you make business insurance claims. 

When you are running a business, in the event that you need to make insurance claims following a loss, you need to have the confidence it is going to be sorted quickly.

Loss Recovery Insurance – For Businesses is an insurance policy which provides the policyholder with unlimited advice from one of our expert loss adjusters, to help you prepare, negotiate and settle your material damage or business interruption claim.

Acting independently of your insurance company, to help you achieve the fairest and fastest settlement possible under your insurance cover.  We have more than 25 years of experience in helping policyholders with their insurance claims, giving you peace of mind when you need it most.

We have a nationwide network of expert loss adjusters who respond promptly on notification and will visit you within the first 24 hours.

Key features

If your insurance claim for is more than £5,000  – within the terms and conditions of that policy – then LRI  is for you.  It provides you with unlimited advice from one of our expert loss adjusters, who will stand shoulder to shoulder with you, no matter how complicated or large the claim.

Most importantly, LRI gives you an expert in your corner who will deal directly with your insurer on your behalf, removing the hassle of you having to prepare and negotiate your claim.

Your Lorega expert can also give you practical advice about things you can do to reduce the impact of a loss or to organise quotes to start remedial work or replace damaged goods.

Our insurance products apply to material damage or business interruption claims and are subject to certain exclusions and conditions, full details of which are provided under the product details below.

Commercial case study

When a serious fire jeopardised the business at an engineering company, Managing Director, Rod Smith was relieved to find that he had Lorega’s Loss Recovery Insurance.

“Involving our Lorega Loss Adjuster at an early stage helped us tremendously.  It enabled me to pass everything to somebody who was experienced in dealing with claims and let me get on with saving my business”

Loss Recovery for Businesses – our products and services

Speak to your broker, or use the links below to find out more about the full range of products and services available to businesses. Alternatively, get in touch with us using the button below.

Download PDF Brochure

Click to download a PDF copy of our LRI for business brochure. 

Download A4 PDF Leaflet

Click to download a PDF copy of our A4 LRI for business leaflet. 

Download PDF Brochure - Lorega 10

For SME clients, with an insurance premium of up to £2,500, we offer our Lorega 10 Loss Recovery insurance policy which provides up to 10 hours of expert telephone advice during normal office hours. Download the brochure here. 

Lorega Expert - After The Event

If you would still like to benefit from this service but didn’t take out a LRI insurance product, don’t worry you can buy this service as and when you need it, after the event.

Business Continuity Planning Expert

Planning ahead can mitigate the situation if a loss occurs in your business. Business Continuity Planning (BCP) is all about making your business more resilient, anticipating and managing risks which could destabilise the business and its key trading relationships. Click to find out more or download the brochure.

Liability Expert

Planning ahead can mitigate the situation if a loss occurs in your business. Business Continuity Planning (BCP) is all about making your business more resilient, anticipating and managing risks which could destabilise the business and its key trading relationships. Click to download the brochure.