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Loss Recovery Insurance for Homeowners

Chartered Loss Adjusters acting independently of your insurance company to get you the best possible settlement

When disaster strikes and you need to make an insurance claim, you want to be confident it’s going to be sorted efficiently, minimising the loss to your home or business.

LRI for private clients – the key to getting your home back in order after a home insurance claim.

When disaster strikes at home and you need to make a home insurance claim, you want to be confident it’s going to be sorted quickly.

Home Loss Recovery Insurance (LRI) is an insurance policy which provides you with unlimited advice from one of our expert loss adjusters, to help you prepare, negotiate and settle your claim.

Acting independently of your insurance company, to help you achieve the fairest and fastest settlement possible under your insurance cover. We have more than 25 years of experience in helping policyholders with their insurance claims, giving you peace of mind when you need it most.

We have a nationwide network of expert loss adjusters who respond promptly on notification and will visit you within the first 24 hours.

Key features

If your home insurance claim for is more than £5,000 – within the terms and conditions of that policy – then LRI is for you. It provides you with unlimited advice from one of our expert loss adjusters, who will stand shoulder to shoulder with you, no matter how complicated or large the claim.

Most importantly, LRI gives you an expert in your corner who will deal directly with your insurer on your behalf, removing the hassle of you having to prepare and negotiate your claim.

Your Lorega expert can also give you practical advice about things you can do to reduce the impact of a loss or to organise quotes to start remedial work or replace damaged possessions.

Our insurance products apply to material damage and are subject to certain exclusions and conditions, full details of which are provided under the product details below.

Loss Recovery for Homes – our products and services

Speak to your broker, or use the links below to find out more about the full range of products and services available to private clients. Alternatively, get in touch with us using the button below

Loss Recovery Insurance

For private clients, we offer a loss recovery policy which provides and pays for the cost of an expert Chartered Loss Adjuster, to manage your home and contents claim over £5000. Our experts will visit you within 24 hours of notification and work on your behalf, until it is settled.

Lorega Expert

Homeowners without Loss Recovery Insurance or Lorega 10, you can still benefit from our loss adjusting expertise through our flexible ‘After the Event’ service, as and when it is needed. Our fee will be agreed in advance, based on our assessment of the complexity and time involved.

Meet the Experts

Angus Tucker is the Managing Director of Lorega Solutions Ltd, and has over 37 years of experience in working on claims. He is a past President of the Chartered Institute of Loss Adjusters and his qualifications include FCILA, ACII, FUEDI-ELAE, FIFAA and MRAC.

Martin Almond is the Operations Director of Lorega Solutions Ltd, with over thirty five years of experience working with claims. He is ACII and FCILA qualified and specialises in helping policyholders with complex business interruption claims.

Our Business insurance products apply to material damage or business interruption claims, and our Home insurance products apply to property damage claims. As with any insurance policy, both are subject to certain exclusions and conditions, full details of which are provided in your insurance policy documentation.