Escape of Water Claim
When a property owner was abroad on holiday over the Christmas period, avoiding an extended cold snap in the UK, the last thing they expected when they came home, was a scene of devastation caused by severe water damage.
The property was a large family home, with valuable furnishings and art work. The damage was caused by shower pump in the loft space, which had frozen despite the heating being left on.
To complicate matters, the policy holder had separate buildings and contents insurance cover.
Given the extent of the damage and the lack of response from the Insurance Companies, their broker recommended Lorega Solutions to manage the claim and a fee was agreed with them from the outset.
Within hours of instruction, a Chartered Loss Adjuster was on site and organised the undamaged contents to be removed and securely stored. Specialist drying contractors were appointed and work began to salvage the building.
The timeliness of the response mitigated what would have been a far greater loss for the insured and achieved a faster settlement of the claim – which enabled the home to be restored to its former glory.
If you would like to download a pdf file of this case study: