Household

Private Client Loss Recovery Insurance is designed to meet the needs of the most discerning household insurance client. Our independent Chartered Loss Adjusters offer a full range of specialised skills needed to prepare a detailed inventory and valuation of contents and ensure your client receives the right settlement under the terms of their policy.

All LOREGA’s Loss Adjusters carry full professional indemnity insurance, are individually regulated by the Financial Services Authority and are subject not only to our own stringent service agreement but the Charter and by laws of the Chartered Institute of Loss Adjusters. We work with you to achieve your own claims cost savings and, as with all our insurance products, you can earn commission on every policy sold.

Policy Summary

Insurer

Loss Recovery Insurance policy is fully underwritten by certain Underwriters at Lloyd’s.

Key features and Benefits: 
Our claim consultants will:

  • Provide initial telephone advice on all claims
  • Provide personal visits on all qualifying losses
  • Arrange interim payments from your clients’ insurers where necessary
  • Attend meetings with insurers and handle all correspondence
  • Organise alternative accommodation, surveyors, valuers and builders as required
  • Prepare and present your clients’ claim to their insurers and negotiate the best possible settlement.

Significant Exclusions

Loss Recovery Insurance excludes claims in respect of personal injury, liability, motor vehicles, commercial property, subsidence claims, third party claims, uninsured losses and any claim outside Mainland UK.

Policy Period

All Loss Recovery Insurance policies run for one year.

What our policy holders say about us – Isobel Barrington-Jones

In January her stately home in Cheshire was ruined by a burst pipe.
Lorega’s Adjusters helped her through the trauma that followed.

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