Welcome to this packed winter edition of Lorega Update.

As ever, we are pleased to serve up a feast of comment and observation that tackles head on some of the most pressing issues of the moment.

My Viewpoint in this edition offers some keen observations on the insurance industry’s response to the credit crisis, while LRI helps brokers fend against financial woes looks at how the value of Loss Recovery Insurance (LRI) is more fundamental to brokers than just an added revenue generator.

Richard Hansen James’s Guest Comment ‘Cutty Sark plight heralds need for industry vision’ provides some thought leadership on how the industry needs to change in order to truly treat its customers fairly.

We will also be offering up some Michelin star quality advice on Getting the sale courtesy of Gordon Ramsay and this issue's News in brief provides just that, hot off the press.

Lorega's CEO, John Sims rounds off where I began in Going beyond firefighting arson with broker feedback-based insight into the issues facing them in the current economic climate.