When a householder suffers a major loss, what are the likely uninsured costs?

The table below details the likely tasks & hours spent
by a policy holder in the event of a claim valued at:

Meetings with Insurers or their Loss Adjusters and reviewing insurance covers

Reviewing damaged and lost items and preparing initial summary of loss

Meeting with estate agents, viewing temporary home and dealing with relocation

Meeting with replacement suppliers, contractors, builders, surveyors etc

Obtaining estimates and all supporting documents for Material Damage claims

Preparing and presenting a Material Damage claim

Preparing and presenting an alternative accommodation claim

Liaising with third parties e.g. adjoining owners, Local Authority, etc.

Telephone and communication time with all parties

Negotiating all final settlements

TOTAL TIME:

So how do you value your time? - Enter value of salary here:

TOTAL COST:

Or alternatively, you could pay a Loss Assessor a fee of (including VAT):

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